Private Medical Insurance
How to choose a private health insurance?
The range of companies offering private health insurance is growing every year in our country and a lot of information on private health insurance we can find on the net but the choice we have to establish priorities How to choose a private health insurance?
- When choosing a private health insurance must take into account the type of policy : it may be a medical staff (when we can choose from a list of doctors), reimbursement of expenses (when we can go to the doctor you want and We reimburse a percentage of expenditures), mixed (there is no cost medical staff and the rest, we pay a percentage of the invoice) or capitation (when we offer a doctor by specialty.) – Making sure the experience and the degree of specialization of the company of insurance that we intend to purchase years of experience, number of doctors and clinics available, etc..) – Check other services that could benefit the private health insurance such as gymnasiums. – Check reputation of centers hospital that offers the policy. – The rate of the policy of insurance should depend on the age and sex of the insured. – Check that the policies do not include penalties for use. – Level of solvency of the company safe . – To measure the extent service and treatment of all staff as well as ease of telephone contact. Use our Comparison of Insurance to discuss the options market.
Private Healthcare: Private hospitals and private medical insurance
We are more, live longer and are more health conscious.
Nearly ten million people already have some type of medical insurance policy in Spain. Population growth, immigration, and the transformation of health in consumer products have fueled the healthcare sector and private medical insurance.
The private hospital is already a mass product that deals with the private health sector and private hospitals, we can draw some conclusions and issues to consider in our comparison of medical insurance:
* An increase in population from 39 to 46 million inhabitants, and a state that can not meet all the demand.
* A sprint on new medical technologies.
* A higher level of demand of the citizen.
* An improvement in living standards that has led to a significant proportion of the population aspires to a certain comfort during a hospital stay.
* Preventive medicine and aesthetics also appear as private health services.
* The improvement in the level of information for patients, now become demanding consumers.
* An average of 66.5 days of waiting for surgery (117.9 in Catalonia, 45 in Valencia).