Pet Insurance
Animal care
Animal Care, specializing in pets, launched a network of specialists, to provide nationwide coverage.
It offers many services for the care and peace to you and your pet:
• Veterinarian Emergency
• Book Time for consultations in Veterinary
• Animal Hospital Company due to illness or accident
Burial and incineration •
Second Opinion • Veterinary
• Custody or Nursery
• Food delivery
• Collection and Transportation of the animal
Animal Aid is currently undertaking the management of claims for insurers which, having specific policies for pets require veterinary clinical criteria for assessing claims and control costs per medical procedure in which the action is also involved its new network partners, particularly in the clinical section to help cut costs.
Animal Aid provides beneficial conditions of service users in the form of discounts “on their own performances as veterinary consultations, preventive medicine, diagnosis and treatment, food, specialized services (barber shops, residences, etc.) and products purchased in store,” according it said.
Types of pet insurance
More and more customers choose to insure your pet. Dogs and cats are animals that are perhaps more protection because they are the most common animals. There are currently three different types of insurance to ensure your pets:
1. Liability Insurance, which are mandatory in the case of dangerous dogs. This liability insurance can be in basic mode that only covers damage caused by the pet, or a more advanced mode, complete with coverage of the theft of the pet, your loss, death, sacrifice and care.
2. Insurance kindreds and animals. It is a liability insurance that covers damage caused by both a member of the family as by the animal.
3. Multi-Risk Insurance. It is increasingly common for home insurance include liability cover for pets.
Companies specializing in home insurance as in the case of Ocaso Insurance Insurance or incorporated Santalucía long RC guarantees for dogs and pets. Other companies such as a composite MAPFRE or home insurance also take time offering this type of insurance.
Types of insurance for dogs
To hire a safe for dogs there are different options, and each owner will have to analyze that best suits your needs.
The different types of policies that can be found on the market vary according to type of coverage you want to hire and the type of race involved.
The various options are:
Dog Insurance
Several companies offer specific insurance for dogs. It is a liability policy for dogs that in which insurance companies distinguish between special and non special dogs . In Spain it is compulsory to take out a policy of this kind when dealing with dangerous dogs, and only in the autonomous Basque Country and Madrid is mandatory for any dog. Note that the premium to be paid also varies depending on the breed of dog, because when it comes to dangerous dogs, the premium can be doubled.
In this type of insurance you can hire a basic policy , only civil liability, or more complete coverage, giving you the pet care in case of accidents, illnesses, to compensation for damages and legal assistance.
When the dog is officially deemed dangerous, owners are required to sign a policy with a liability coverage of at least € 120,202.
Policy for the family and animals
In this case, the possibility of contracting a common policy to cover damages caused by the pet or other family member, including children . This type of insurance covers, for example, the broken windows of a neighbor to play with the ball, made possible scratches or graffiti wall of the elevator. Obviously as you increase the risk to be covered, the greater the amount of the fee to be paid.
Household comprehensive insurance
Another alternative is to hire a Multi-Risk Home Insurance , these policies often include small print whether it covers the liability for damages that may result from pet. If so, companies usually include a clause stating that the insurance contract guarantees liability for damage caused by household pets tested property and living in the household of the insured. It is also important to consider the limits of coverage , as some companies do not take care of the damage caused by pets in the absence of the owners, in addition to mandatory compliance with certain requirements, such as specifying the breed of animal identification from the chip and a photocopy of the vaccination card.
Note that in the event that your home insurance coverage does not include a specific pet , you can negotiate with the insurer paying the insurance expansion typically between 10 and 15 euros more a year.
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Dog Insurance
As they say, dogs are man’s best friend, but as we get great satisfaction, they can also cause many headaches caused by unexpected behavior, dangerous or inappropriate.
In 2002 through a decree was established in Spain the obligation to take out liability insurance for dogs deemed potentially dangerous.
Thus, among the races that are considered potentially dangerous are Pit Bull Terrier, Staffordshire Bull Terrier, American StaffodshireTerrier, Rottweiler, Dogo Argentino, Fila Brasileiro, Tosa Inu, Akita Inu, as well as dogs that hold a majority of certain features like muscled, strong, agile, sharp character, weighing over 20 kg, wide neck, among others.
In addition, this insurance for dogs is mandatory in the autonomous Basque Country and Madrid, regardless of race, while the rest of the country is only mandatory for dogs classified as dangerous .
The insurance for dogs, depending on the type that is engaged, can cover veterinary fees, compensation in case of theft, ad insertion in case of loss, liability, legal defense, stay in homes in case of hospitalization of the owner.
In terms of rates or prices on insurance for dogs, depends on the type of dog involved:
- Dogs are not dangerous: between 35 and 75 euros per year
- a dangerous dog: 70 to 150 euros per year
Types of insurance for dogs
Insurance companies also look after the pet. When you have pets and not only that, but an important part of the life of every person is when they decide to hire certain animals or in case of dog insurance.
So there are all sorts of insurance, knowing that different pets have their risks. The owners seek what insurance can cover different eventualities that can happen. These contingencies and risks may be caused by different factors, such as theft, accident or loss of the pet, which is directly responsible for the master.
Coverages designed by different companies, in addition to ensuring the physical integrity of the mascot, considering the potential risks of living in an environment that is foreign to them as the city, these companies are also responsible for any accident, discomfort or problem it may cause.
Companies offering pet insurance, including:
- Kalibo Insurance Broker: The insurer has the approval of the College of Veterinarians of Madrid and AVEPA (Spanish Association of Veterinary Small Animal Specialists.)
- Mapfre :
- Ocaso Insurance: Knowing the problem that brings you have a pet, have the best and diverse coverage in these policies. Read the rest of this entry »
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How to identify your pet
The identification of pets has become more accurate and easy with new ways to do dogs or cats are usually the better are identified the easier it is to find if lost.
There are few better ways than others to identify our pets:
Identify Licensing:
By purchasing a pet comes with an assigned number that is followed in a database. The label is attached to the collar of the pet. Should your pet get lost, with that information the animal control officer will check the number to find the collar label, and communicate with the landlord and the same.
While there is a problem with using this system to turn the label can also go astray and get lost, besides losing the pet collar.
Tattoo Identification:
This type of identification is given in the ears of the pet in the middle of surgical sterilization. Its main advantage is their durability and can not fall or be lost as the previous system. Read the rest of this entry »
Dog Insurance
The insurance for dogs and other pets are those policies that allow us to ensure our pets in case of possible mishaps.
Documents needed to secure a dog
When dog nuetsro ensure, as far as documentation is concerned, with the updated immunization record or a European passport for pets will be sufficient.
If the animal is a breed of recovery should add more documentation to justify their worth, such as pedigree, bill of sale, prizes won at exhibitions, titles by parents, certificates of special care and everything you used to help classify the animal.
When it is necessary to ensure our dog
The Royal Decree 287/2002 of 22 March (Spain) establish a requirement to hire a civil liability insurance for potentially dangerous dogs, among which are the following races:
- Pit Bull Terrier, Staffordshire Bull Terrier, American StaffodshireTerrier, Rottweiler, Dogo Argentino, Fila Brasileiro, Tosa Inu, Akita Inu. Read the rest of this entry »
Animals Mapfre Insurance
The company Mapfre Seguros offers lovers of pets , one of the Companion Animal Insurance fuller market with multiple offers and benefits that will make the pet and the owner will feel safer and quieter than ever because it covers not only the pet, but also the owner.
The Companion Animals Safe Mapfre offers coverage in various fields. To begin, cover the damages in the event of an accident of animal, including the payment of expenses for veterinary care and consultations, medicines, diagnostic tests, surgeries, etc, in addition to compensation for the value of animal death or sacrifice.
It also covers the costs incurred in case of necessary slaughter and disposal of the corpse of old age or illness. Also, in cases of theft or loss, the animals Mapfre Insurance provides compensation for the value of animal theft or reimbursement of expenses of placing advertisements in newspapers or radio. Read the rest of this entry »
Sunset Pet Insurance
Because for us, animals are our faithful companions, the insurance company Sunset offers a Multi-Risk Insurance Pet Owners to protect his faithful companion, his friend and protector and the owner who is confident.
As basic guarantees, the Sunset Animal Insurance has coverage for the cost of veterinary care in case of accident and compensation for accidental death. Furthermore, in the event of theft, the insurance provides compensation for theft, as well as cooperation in the search by placing advertisements in newspapers and radio stations.
Among the optional guarantees, the Sunset Animal Insurance is available to homeowners coverage if necessary sacrifice, at its expense necessary slaughter and disposal of remains.
This Pet Insurance also provides coverage for Liability , including third-party damages, legal defense and bail. Read the rest of this entry »
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Dog Insurance
The Insurance for Dogs are binding on the Community of Madrid or the Basque Autonomous Community, regardless of race can. For the rest of the country, only the dogs that are considered dangerous dogs must have compulsory insurance.
But do not worry, owners can choose the type of policy that is in accordance to their expectations, taking into account the animal’s breed and the premium they want or can afford.
What is a Safe for Dogs?
A Dog Insurance is a contract whereby an insurer or insurance company, after payment of a premium, is responsible for mishaps that may arise related to the dog that has been secured.
What types of dogs are safe?
Civil Liability Insurance for Dog
The Civil Liability for Dog may be a basic and often take responsibility for the damages caused by the dog as well as legal assistance, guarantees, among others. Read the rest of this entry »