Is a necessary insurance for the dentist?
Many people wonder whether they need additional dental insurance. With a healthy set of teeth have no dental insurance you may need and if not, then how high the cover should be.
Of course this is different and each bite is the problem that any extensive dental treatment insurance benefits, not be closed without prior examination report. As you may feel will be a lot of dental work which is to be expected, probably be refused for extensive coverage.
In some cases, e.g. when changing public policies can sometimes be a dental insurance policy without prior examination report. Talk to your dentist how much work the next 5 years is expected and calculate whether it will be cheaper to finance this yourself, or 60 times the monthly dental insurance to pay.
Besides this sum, it is also wise to remember that you must also responsible for the medical treatment yourself to pay, since the benefit of a policy is again that you are not confronted with unexpectedly high costs.