Risks in Travel Insurance – Medical Risks

Medical insurance is an indispensable travel to avoid having to face the high costs that may result from a serious accident or illness during the trip.

Health Care within the European Community
If your movement is made in Europe, do not forget to apply for EHIC. Social Security provides some form E-111 with which to receive medical care abroad in the Public Health of the country you are visiting. If you are one of the countries of the European Union is entitled to receive health care.

Spain also has agreements with Iceland and Norway. We also have agreements with Andorra, Brazil, Chile, Ecuador, Panama, Paraguay, Peru. If you decide to visit South America is advisable to get travel medical insurance because the public health care services in these countries is limited resources. Shall have to rely on private assistance.

Health Care outside the European Community
When choosing your destination will have to learn about health resources in the destination country. Remember, the health service in Spain is unusual in the world. Many Latin American countries have no public health care or is so poor that better without it. You will need to hire a Travel Medical Insurance for any unforeseen event or emergency. Taking into account the coverage of hospitalization, emergency and surgical services abroad.

The travel insurance can be purchased because of our comfort when you need it. The insurance coverage during travel only gives peace of mind especially when we choose to travel to exotic destinations or certain physical risks. International health insurance, meaning that they cover the entire world, are safe that can be contracted only by the travel or perform for an entire year.

Medical emergency assistance and information
There are some insurance companies that offer a policy for medical emergency assistance and information. This type of travel insurance compensates the holder for the number of days lost in hospital abroad, does not include reimbursement for hospital or medical advice, ie does not cover costs. Compensation is a fixed amount. It also offers an information service about 24 hours currency exchange, weather, medical consultations, some include emergency evacuation in case of illness, legal assistance, etc..

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